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Home » Topics » Inside Mortgage Finance » Regulation

Regulation
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Election Outcome Could Shift Regulators’ Priorities

February 27, 2020
Brandon Ivey
If a Democrat wins the presidential race, industry analysts expect regulatory changes in the mortgage industry. If Trump is reelected, GSE reform efforts will continue to gather pace.
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Treasury, FHFA Dodge Questions on GSE Reform Plan

February 27, 2020
Dennis Hollier
Asked what levels of capital would be necessary in order to release Fannie and Freddie from conservatorships, Treasury and FHFA said it is “premature” to comment on specific levels.
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RFI on FHLB Membership

February 27, 2020
Dennis Hollier
For allowing FHLB membership, FHFA wants to know what specific financial requirements should be enforced and how existing members would be impacted.
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SCOTUS to Hear CFPB Constitutionality Case

February 27, 2020
Yemeng Yang
Supreme Court next week will hear arguments on the constitutionality of the Consumer Financial Protection Bureau’s leadership structure.
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Enough Policy Guidance on False Claims Act?

February 20, 2020
George Brooks
A top Justice Department official says there is no need for providing more policy guidance regarding the appropriate use of the False Claims Act.
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GAO Study on Appraisal Standards

February 20, 2020
Brandon Ivey
Concerned about relaxed appraisal standards for mortgage originations, two senior members of the House Financial Services Committee want the Government Accountability Office to conduct a study.
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Clarity on ‘Auto-Dialer’ Needed

February 20, 2020
George Brooks
Mortgage service providers are seeking a clarification from the Federal Communications Commission on the definition of an “automatic telephone dialing system” in light of differing court interpretations.
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2021 Budget for Housing Finance: Déjà vu, Again

February 13, 2020
Dennis Hollier
Just like previous budgets proposed by President Trump, the 2021 version stands little chance of getting passed by Congress. But it does provide a win-dow into the administration’s priorities.
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Mortgage Grapevine: ARMs and the GSEs (Bye Bye LIBOR) / Non-QM CEO Pay?

February 13, 2020
Paul Muolo and Brandon Ivey
Bye bye to LIBOR for Fannie and Freddie / What do Non-QM CEOs Earn?
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FHFA Moves to Tighten Servicing Liquidity. Time to Worry?

February 6, 2020
Paul Muolo
Nonbanks might need to come up with additional cash to hold against their MSR positions if the FHFA gets its way. A game changer? Probably not.
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