A mortgage company’s best chance at being heard in policy matters is to target the same four themes the Biden administration is using to drive policy decisions.

Freddie Mac will implement a higher income threshold for its Refi Possible product for low-income borrowers beginning Jan. 31.

The National Flood Insurance Program was scheduled to expire on Dec. 3 You might say disaster was avoided, for now.

The unprecedented increase has FHFA leadership thinking about the relationship between the conforming loan limits and home price appreciation.

Some non-agency lenders are sticking with the older QM standards due to concerns about liability tied to income and employment verification requirements under the newer, more lenient QM standards.

The former president claims he wanted to fire former FHFA Director Mel Watt and let Fannie and Freddie out of conservatorship.

Don Layton said critics don’t like credit-risk transfers because they make the GSEs stronger and more durable.

The report, alongside several other federal agency reports, addresses how the government will act in creating new standards to protect communities and mitigate climate change’s economic effects.

Federal and state regulators, including the CFPB, alerted residential servicers that the agencies will once again be exerting their supervision and enforcement authority when it comes to practices involving borrower communication.

Attorneys are urging companies to communicate how workers must comply with mandates for COVID-19 vaccinations or testing following an emergency temporary standard from the Occupational Safety and Health Administration. The OSHA mandate faces challenges in federal court.