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Regulation
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Congress Reauthorizes NFIP Through Feb. 18

December 9, 2021
Monica Hogan
The National Flood Insurance Program was scheduled to expire on Dec. 3 You might say disaster was avoided, for now.
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FHFA Sets 2022 Conforming Loan Limits 18% Higher

December 2, 2021
Dennis Hollier
The unprecedented increase has FHFA leadership thinking about the relationship between the conforming loan limits and home price appreciation.
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Non-Agency Market Still Hesitant About New QM Standards

December 2, 2021
Brandon Ivey
Some non-agency lenders are sticking with the older QM standards due to concerns about liability tied to income and employment verification requirements under the newer, more lenient QM standards.
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Trump Claims He Would Have Released the GSEs

December 2, 2021
Dennis Hollier
The former president claims he wanted to fire former FHFA Director Mel Watt and let Fannie and Freddie out of conservatorship.
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Former Freddie CEO Knocks CRT Critics

November 24, 2021
Dennis Hollier
Don Layton said critics don’t like credit-risk transfers because they make the GSEs stronger and more durable.
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FSOC Report Outlines Climate Change Risks

November 24, 2021
Sam Manas
The report, alongside several other federal agency reports, addresses how the government will act in creating new standards to protect communities and mitigate climate change’s economic effects.
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CFPB Reinstates Pre-COVID Mortgage Servicing Rules

November 18, 2021
Sam Manas
Federal and state regulators, including the CFPB, alerted residential servicers that the agencies will once again be exerting their supervision and enforcement authority when it comes to practices involving borrower communication.
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Employers Urged to Draft Vaccination Mandate Plans

November 18, 2021
Monica Hogan
Attorneys are urging companies to communicate how workers must comply with mandates for COVID-19 vaccinations or testing following an emergency temporary standard from the Occupational Safety and Health Administration. The OSHA mandate faces challenges in federal court.
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Cenlar’s Clients Weigh Their Options in Wake of OCC Action

November 11, 2021
Paul Muolo
After settling OCC charges on how it manages subservicing risk, Cenlar faces the possibility some of its clients might bolt for the competition. But will they?
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Two Lenders Named in Racial Discrimination Complaint

November 11, 2021
Sam Manas
A consumer advocacy group with a high profile filed complaints against Movement Mortgage and Fairway Independent for lending violations under the Fair Housing Act.
Read More
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