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FHFA Tabulates Examples of Appraisal Bias

December 16, 2021
Dennis Hollier
Free-form text fields in appraisal documents frequently contain property descriptions that may violate fair lending laws.
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CFPB Wants to Help States Bring Enforcement Actions

December 9, 2021
Sam Manas
CFPB Director Rohit Chopra said the bureau is working toward allowing state attorneys general to bring claims under federal statutes.
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SitusAMC, MBA Plot Lobbying Efforts for Mortgage Firms

December 9, 2021
Brandon Ivey
A mortgage company’s best chance at being heard in policy matters is to target the same four themes the Biden administration is using to drive policy decisions.
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GSEs Refine Affordable Refi Programs

December 9, 2021
Dennis Hollier
Freddie Mac will implement a higher income threshold for its Refi Possible product for low-income borrowers beginning Jan. 31.
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Congress Reauthorizes NFIP Through Feb. 18

December 9, 2021
Monica Hogan
The National Flood Insurance Program was scheduled to expire on Dec. 3 You might say disaster was avoided, for now.
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FHFA Sets 2022 Conforming Loan Limits 18% Higher

December 2, 2021
Dennis Hollier
The unprecedented increase has FHFA leadership thinking about the relationship between the conforming loan limits and home price appreciation.
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Non-Agency Market Still Hesitant About New QM Standards

December 2, 2021
Brandon Ivey
Some non-agency lenders are sticking with the older QM standards due to concerns about liability tied to income and employment verification requirements under the newer, more lenient QM standards.
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Trump Claims He Would Have Released the GSEs

December 2, 2021
Dennis Hollier
The former president claims he wanted to fire former FHFA Director Mel Watt and let Fannie and Freddie out of conservatorship.
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Former Freddie CEO Knocks CRT Critics

November 24, 2021
Dennis Hollier
Don Layton said critics don’t like credit-risk transfers because they make the GSEs stronger and more durable.
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FSOC Report Outlines Climate Change Risks

November 24, 2021
Sam Manas
The report, alongside several other federal agency reports, addresses how the government will act in creating new standards to protect communities and mitigate climate change’s economic effects.
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