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Home » Topics » Inside Mortgage Finance » Regulation

Regulation
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Industry Cheers as FHFA Suspends Parts of the PSPAs

September 16, 2021
Dennis Hollier
Trade groups run a victory lap over the Biden administration decision to end Trump-era restrictions on the GSEs.
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Surprise: FHFA Introduces New GSE Capital Mandates

September 16, 2021
Dennis Hollier
For months, the FHFA was working on a new capital regime for Fannie Mae and Freddie Mac. Few were even aware of the exercise. But now it’s here.
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Investors Like the Sound of ‘FHFA Director Calhoun’

September 16, 2021
Dennis Hollier
Analysts speculate on the apparent choice of Mike Calhoun as FHFA director even though the White House has yet to formally nominate him.
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Wells Still No. 1 in MSRs, but OCC Sanctions Loom Large

September 16, 2021
Paul Muolo
Wells Fargo could clean up as a seller of mortgage servicing rights (if it wanted to) but a new round of sanctions is clouding its future in residential finance.
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Biden’s Affordable Housing Plans Raise Some Concerns

September 16, 2021
Dennis Hollier
Trade groups criticize funding mechanisms of Biden plans to promote affordable housing and fair lending while also saying the blueprints aren’t ambitious enough.
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Grapevine: A Mixed Opinion of Calabria? Squirrels?

September 16, 2021
Paul Muolo and Monica Hogan
Assessing the legacy of former FHFA Director Mark Calabria: Did he do more harm than good? All depends on your line of business.
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SCOTUS, FHFA and the Eviction Moratorium

September 9, 2021
Dennis Hollier
With the Centers for Disease Control and Prevention no longer able to offer eviction protection to delinquent renters, the speculation now is whether the housing finance agencies will institute a moratorium of their own.
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FHFA Proposes GSEs Flesh Out Equitable Housing Plans

September 9, 2021
Dennis Hollier
The plans will focus on reducing the racial and ethnic homeownership gap and helping to mitigate underinvestment and undervaluation in previously redlined neighborhoods.
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Some Mortgage Lenders Could Fall Under Small Business Data Rule

September 9, 2021
Brandon Ivey
The CFPB plans to collect extensive data on lending to small businesses to facilitate enforcement of fair lending laws.
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Attorneys Warn of More Redlining Actions Under Biden

September 9, 2021
Monica Hogan
Following the recent coordinated action by federal agencies against Cadence Bank for redlining, compliance attorneys have suggested now is not the time for mortgage companies to let their guard down.
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