The FHLBanks eked out a tiny profit in 2021, while net income at Fannie and Freddie soared.

Both Fannie Mae and Freddie Mac plan to base much of their equitable housing finance efforts on existing pilot programs.

The Community Home Lenders Association has raised concerns that an entity with dominant market position could engage in anti-competitive behavior.

Wells Fargo is in the process of changing where residential loans fit into the bank’s overall business. The company’s CEO cited GSE mortgages as a product that presents risk to the bank.

Fannie Mae and Freddie Mac are leaning on special purpose credit programs to offer better access to housing finance for Black and Latino borrowers.

Freddie researchers find extensive overlap between manufactured home-friendly localities and mortgage-ready residents.

Starting next year, investors and other industry stakeholders will have a more granular view of the capital status of Fannie and Freddie.

The manual describes when flood insurance is mandated and when exemptions are allowed, among other issues.

How do you know when a mortgage cycle has reached its nadir? When originators produce loans at a loss. We’re not there yet but we could be close. Meanwhile, just because a lender announces a stock buyback that doesn’t mean it will happen.

The SEC has a proposed rule that would mandate climate-related disclosures. The Federal Housing Finance Agency and federal banking regulators are also incorporating climate-change assessments.