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Home » Topics » Inside Mortgage Finance » Regulation

Regulation
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Will FHFA End Suspension of Limits on GSE Cash Window?

July 28, 2022
Dennis Hollier
Trade groups amplify concerns as the end of suspension of the PSPA limits approaches.
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Thompson Puts Onus of Ending Conservatorship in Congress’ Hands

July 21, 2022
Dennis Hollier
FHFA’s new director told the House Financial Services Committee that politicians must decide what the future of housing finance looks like.
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Better.com’s IPO/SPAC Faces Steep Odds

July 21, 2022
Paul Muolo and Brandon Ivey
The mortgage IPO market is in tatters these days, given higher interest rates and rapidly shrinking profits and originations. So why does fintech Better.com think it can pull off a deal?
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Attorneys Say APOR-Based QMs Likely Here to Stay

July 21, 2022
Sam Manas
The Consumer Financial Protection Bureau is likely to move forward with the QM definition established in late 2020, with possible tweaks to seasoned QMs, according to industry participants.
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Fitch Upgrades GSE Ratings

July 14, 2022
Dennis Hollier
The ratings outlook for Fannie Mae, Freddie Mac and two of the FHLBanks have been upgraded from negative to stable, reflecting strong economic growth and heightened government support.
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State Regulators Set Work-From-Home Best Practices

July 14, 2022
Brandon Ivey
The American Association of Residential Mortgage Regulators’ best practices highlight issues state regulators should consider when approving a permanent work-from-home option for LOs employed by nonbanks.
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GSEs and FHFA Focusing on Fourth-Party Risk

July 7, 2022
Dennis Hollier
GSE third-party service providers increasingly have their own third parties that could also pose a risk to the enterprises.
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Media Campaign a Shot Across the Bow at Chopra

July 7, 2022
Sam Manas
The U.S. Chamber of Commerce said the multi-pronged assault on CFPB Director Rohit Chopra is an attempt to make rulemaking more predictable and halt the surprising actions and aggressive rhetoric.
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Federal Regulators Working on a Handful of Mortgage Revisions

July 7, 2022
Brandon Ivey
Federal regulators have several mortgage-related regulatory revisions in the works, including standards for qualified mortgages and membership at the Federal Home Loan Banks.
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FHFA Report Contrasts Enterprises and FHLB

July 1, 2022
Dennis Hollier
The FHLBanks eked out a tiny profit in 2021, while net income at Fannie and Freddie soared.
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