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Home » Topics » Inside Mortgage Finance » Regulation

Regulation
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Regulators May Make Capital Reforms More Bank-Friendly

February 27, 2025
Brandon Ivey
Trump’s election win stalled the Biden administration’s effort to impose tougher capital requirements for banks. Federal regulators are likely to continue to work on the reforms, but in a more bank-friendly way.
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Regulatory Environment Loosening Under Trump

February 27, 2025
James Dohnert
Questions still remain about the future of the CFPB with some industry leaders wondering if it will be streamlined or shuttered.
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Grapevine: Freddie Acquiring Seconds; MBA Supports McKernan

February 27, 2025
Brandon Ivey
Freddie moves forward on second-lien pilot; MBA supports Trump nominee to lead CFPB.
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Severe Turbulence Expected From HUD, FHA Job Cuts

February 20, 2025
Paul Muolo
Can HUD, FHA and Ginnie survive with 50% fewer workers? Fasten the seat belt and put on your helmet. We may soon find out.
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CSBS Prudential Standards for Nonbanks Gaining Traction

February 20, 2025
Shannon Clark
Multiple states are drafting exam procedures that align with the prudential standards established by the CSBS.
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Servicing Communications Should Consider Generational Differences

February 20, 2025
James Dohnert
Servicers may need new strategies to reach younger homeowners who prefer not to talk on the phone or respond to snail mail.
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Another Big Hire for Cenlar: A Chief Banking Officer

February 13, 2025
Paul Muolo
Subservicing giant Cenlar created the post of chief banking and capital markets officer, hiring JB Long to man the post.
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Trump’s War on DEI May Cause Issues for SPCPs

February 13, 2025
Dennis Hollier
Regulators and lenders will have to figure out how to comply with non-discrimination laws without resorting to the use of DEI.
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PHH Pauses Non-Agency Mortgage Originations in Maryland

February 6, 2025
James Dohnert
The lending affiliate of the Onity Group paused its non-agency operations in Maryland as a new state regulation requires all parties involved in the mortgage lending process to be a licensed mortgage lender.
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Trump Orders Rulemaking Slowdown; Fires Chopra

February 6, 2025
Shannon Clark
An executive order directs agencies to identify at least 10 regulations or guidance documents to repeal for every new regulation issued.
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