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Home » Topics » Inside Mortgage Finance » Regulation

Regulation
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Grapevine: Harris Touts Housing Plans; Trump Floats Mortgage Proposal

September 12, 2024
Monica Hogan and Brandon Ivey
Harris reiterates housing plan at debate; Trump vows to prohibit mortgages for undocumented residents; CFPB plans open banking rule for mortgages; Rocket to rebrand.
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Disaster Recovery in the Age of Climate Change

September 5, 2024
Dennis Hollier
Industry experts at a MISMO conference discussed the challenges of forecasting climate risk and its impact on mortgage performance.
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Texas Court Rules in Favor of CFPB on Data Collection Rule

September 5, 2024
Shannon Clark
The court said the CFPB has authority to issue the rule that will establish HMDA-like reporting standards for loans to small businesses.
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Mortgage Executives Call for Adaptability in Face of Uncertainty

August 22, 2024
James Dohnert
Flexibility will be key for the industry moving into the November election and beyond, according to speakers at an MBA conference.
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Appeals Court Rules TILA’s Offset Provision Covers HELOCs

August 22, 2024
Shannon Clark
The Fourth Circuit has ruled that the Truth in Lending Act’s offset provision covers home equity lines of credit accessed via a credit card.
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California Tweaks Foreclosure Laws

August 22, 2024
Dennis Hollier
Lawmakers protect borrowers from “surplus funds chasers.”
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UI Urges Expanded Membership for FHLBanks

August 15, 2024
Dennis Hollier
Although nonbank advocates have long argued for FHLBank membership, new proposals from the Urban Institute address key challenges.
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Contract-for-Deed Lending Subject to TILA, CFPB Says

August 15, 2024
Shannon Clark
Sellers repeatedly using contract-for-deed financing must assess a borrower’s ability to repay a loan and provide disclosures, the CFPB said in a new advisory opinion.
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Mixed Response to CFPB RFI on Mortgage Closing Costs

August 8, 2024
Shannon Clark
Hundreds of individuals, associations and trade groups submitted comments regarding the CFPB’s request for information on mortgage closing costs.
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Bipartisan Opposition to FSOC’s Servicer Fund Proposal

August 8, 2024
James Dohnert
A bipartisan group of mortgage industry players opposes FSOC’s proposal to create a fund to help sustain mortgage servicers in times of stress.
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