The new standards for qualified mortgages will provide lenders more underwriting options. But how much change that will bring in product market share remains to be seen.

A proposal by state regulators to set standards for nonbank servicers was met with harsh criticism from many trade groups and industry analysts. The comment period for the proposal closed at the end of 2020.

The task force said Congress should authorize the bureau to issue federal licenses to non-depositories that provide lending services. But any proposal to preempt state licensing laws will face significant pushback.

To meet FHFA’s new mission-driven purchase volume requirements, Freddie Mac will modify its guarantee-fee discounts for low-, very-low- and moderate-income loans.

Rates are rising and that means an end to the refi boom? Don’t bet on it.

The proposal, if issued, will allow credit unions to purchase MSRs as an investment.

QM status will no longer be tied to whether a loan is eligible for sale to the GSEs, potentially prompting a shift toward non-agency mortgages.

The proposed rule establishes new liquidity, as well as reporting, requirements for Fannie Mae and Freddie Mac.

State regulators should propose thresholds to relieve smaller nonbank servicers from certain regulatory requirements, said the CHLA.

Justice Stephen Breyer raised eyebrows by characterizing the government’s net worth sweep of Fannie Mae and Freddie Mac profits as nationalization of the GSEs.