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Finding an Alternative to Existing Fannie/Freddie Credit Score Policies is Not Getting Any Simpler

March 15, 2018
Carisa Chappell
The Urban Institute argues the FHFA’s thinking on alternative credit scores doesn’t go far enough…
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Cowen: White House Doesn’t Favor Killing Fannie and Freddie

March 15, 2018
Paul Muolo
September will mark the 10-year anniversary of the government placing Fannie and Freddie into conservatorship..
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Finding an Alternative to Existing Fannie/Freddie Credit Score Policies Is Not Getting any Simpler

March 15, 2018
As the Federal Housing Finance Agency continues to evaluate alternative credit scoring mechanisms, some experts argue that the agency isn’t doing enough to promote an updated scoring system while others say the current system works just fine.
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FHFA Auditor Said Better Oversight Needed For GSE High-LTV Home Purchase Programs

March 15, 2018
The Federal Housing Finance Agency’s auditor concluded that Fannie Mae and Freddie Mac low-downpayment programs had a high compliance rate but fell somewhat short when it came to ensuring the homeowner education component was met.
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IMA Hits the Market with a Large Bulk GSE Auction

March 14, 2018
Paul Muolo
The package from IMA boasts low delinquencies and a high percentage of loans based in California…
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Short Takes: Should the GSEs Use ‘Alt’ Credit Scores? / A Good Chance of Passage? / Ben Carson Heading Home? / An MPF Milestone / A New Hire for SLK Global

March 14, 2018
Paul Muolo
Will Department of Housing and Urban Development Secretary Ben Carson be the next Trump cabinet member to depart?
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New Disclosures Show that Fannie and Freddie Keep Adding Workers

March 13, 2018
Paul Muolo
Both companies have been solidly profitable since earlier in the decade…
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Fannie Ready to Dump Almost $2B of RPLs

March 13, 2018
Paul Muolo
The auction is being marketed in collaboration with Citigroup...
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KBW Issues Caution on New Freddie MI Pilot; Looks Like USMI Implored FHFA to Kill the Product?

March 12, 2018
Paul Muolo
The USMI fears the pilot “marks an unprecedented encroachment of Freddie Mac’s footprint into primary mortgage markets…”
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Short Takes: Amazon Wants to Enter the Mortgage Industry (Good Luck with That) / Who is Nick Clemente? / Risk and the GSEs / Essent’s Risk-Sharing Deal / A New Hire for Recovco

March 12, 2018
Brandon Ivey and Paul Muolo
From what we understand, the Amazon executive spearheading the effort is Nick Clemente...
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