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Agency Servicing Market Subdued in Early 2026

April 16, 2026
John Bancroft
Depository institutions increased their share of the agency servicing market slightly in the first quarter of 2026 as a handful of banks bought GSE MSR in the bulk market. (Includes two data tables.)
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FHFA’s Scrapped Press Conference Fires Rumor Mill

April 16, 2026
Dennis Hollier
Industry watchers believe the abruptly cancelled FHFA/HUD press conference was tied to implementation of VantageScore 4.0.
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Private Home Listings May Impact Appraisal Valuations

April 16, 2026
James Dohnert
Real estate professionals argue that private listings can be a net negative for homebuyers and sellers.
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Concerns Emerge for GSEs’ New Condo Rules

March 26, 2026
Dennis Hollier
Stakeholders believe that while the new rules will reduce insurance costs, they will raise other costs, including for condo dwellers who don’t plan to buy, sell or refinance.
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Grapevine: Two Harbors Vote Drags; GSEs’ Insurance Standards

March 19, 2026
Brandon Ivey
Two Harbors seeking more votes in favor of acquisition by UWM; GSEs to ease standards for condo insurance; DOJ subpoenas to Fed rejected.
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Credit Bureaus Slash Price of VantageScore for Mortgages

March 12, 2026
Dennis Hollier
The three major consumer reporting agencies are using discounted pricing and other strategies to drive adoption of VantageScore 4.0 among mortgage lenders. The score is the main competitor to FICO.
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Uncertainty Grows on GSEs Exiting Conservatorship

February 26, 2026
James Dohnert
Talk of a capital raise for Fannie Mae and Freddie Mac has waned in recent months, leading some policy experts to question whether the Trump administration has the appetite to take the GSEs public.
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Congress Returns to the Conservatorship Debate

February 19, 2026
Dennis Hollier
House Republicans said they’re drafting legislation that would end the conservatorships of Fannie Mae and Freddie Mac.
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Builders Weighing Rent-to-Own Model to Boost Supply

February 12, 2026
Dennis Hollier
The big homebuilders are purportedly planning to build a million starter homes to sell through a rent-to-own program. The Trump administration has distanced itself from any such proposal.
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GSEs Seen as Poorly Positioned to Help With Affordability

February 12, 2026
Dennis Hollier
Former Freddie CEO believes most prospective remedies to the affordability crisis will benefit only borrowers who don’t need the help.
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Latest Imf News

  • Non-Agency MBS Issuance Hits Post-Crisis High in 1Q

  • ECOA Final Rule From CFPB Unchanged Following Proposal

  • AGNC Takes Loss in First Quarter With Agency MBS Volatility

  • NTEU Opposes Rushed Review of CFPB Layoff Plan

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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