The mortgage industry has resigned itself to no administrative end to the Fannie and Freddie conservatorships. It’s still unclear what happens to the GSEs’ capital requirements.

Loan-level price adjustments charged by the government-sponsored enterprises for loans in high-cost areas and for second-home mortgages are set to increase this spring.

Acting Director Sandra Thompson has directed Freddie Mac and Fannie Mae to factor climate change into their business decision-making.

The proposed capital planning rule could set the stage for post-conservatorship regulation of the GSEs, but it still relies on capital requirements that the enterprises may not meet for at least a decade.

Federal regulators provided status updates on several current and pending mortgage-related rulemaking initiatives. But revisions to the qualified-mortgage standards were missing from the CFPB’s agenda.

Fannie and Freddie stock prices jumped (only briefly) on news the two entities will be able to buy loans worth close to $1 million in 2022.

Freddie Mac will implement a higher income threshold for its Refi Possible product for low-income borrowers beginning Jan. 31.

The unprecedented increase has FHFA leadership thinking about the relationship between the conforming loan limits and home price appreciation.

The former president claims he wanted to fire former FHFA Director Mel Watt and let Fannie and Freddie out of conservatorship.

Don Layton said critics don’t like credit-risk transfers because they make the GSEs stronger and more durable.