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Policies for VantageScore Use Involving GSEs Murky

May 7, 2026
Brandon Ivey
FICO and VantageScore disagree on how lenders in a GSE pilot are using VantageScore. FICO’s CEO claims there are LTV ratio limitations and a haircut with VantageScore. VantageScore said that’s not the case.
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Trump Comments Revive GSE IPO Speculation

May 7, 2026
Dennis Hollier
Despite ending his long hiatus on GSE talk, Trump fails to persuade skeptics that he’s ready to take Fannie and Freddie out of conservatorship anytime soon.
Read More

Operational Challenges for Implementing VantageScore 4.0

April 30, 2026
Dennis Hollier
Stakeholders are speculating on the next steps for bringing the new credit scores to market without complete transparency.
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MBA Calls for Guardrails to Accompany Single Credit Pulls

April 30, 2026
Shannon Clark
The trade group said a single-pull credit report is enough, if there are proper guardrails in place to prevent lenders and borrowers from “gaming the system.”
Read More

VantageScore 4.0 Is a Go at the GSEs, FHA to Follow

April 23, 2026
Dennis Hollier
FHFA Director Bill Pulte said 21 large lenders will roll out the new score with the GSEs, though all lenders are eligible. FHA also plans to accept VantageScore and FICO 10T.
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FHFA’s Scrapped Press Conference Fires Rumor Mill

April 16, 2026
Dennis Hollier
Industry watchers believe the abruptly cancelled FHFA/HUD press conference was tied to implementation of VantageScore 4.0.
Read More

Private Home Listings May Impact Appraisal Valuations

April 16, 2026
James Dohnert
Real estate professionals argue that private listings can be a net negative for homebuyers and sellers.
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Concerns Emerge for GSEs’ New Condo Rules

March 26, 2026
Dennis Hollier
Stakeholders believe that while the new rules will reduce insurance costs, they will raise other costs, including for condo dwellers who don’t plan to buy, sell or refinance.
Read More

Grapevine: Two Harbors Vote Drags; GSEs’ Insurance Standards

March 19, 2026
Brandon Ivey
Two Harbors seeking more votes in favor of acquisition by UWM; GSEs to ease standards for condo insurance; DOJ subpoenas to Fed rejected.
Read More

Credit Bureaus Slash Price of VantageScore for Mortgages

March 12, 2026
Dennis Hollier
The three major consumer reporting agencies are using discounted pricing and other strategies to drive adoption of VantageScore 4.0 among mortgage lenders. The score is the main competitor to FICO.
Read More
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