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Equifax Credit Score Snafu May Have Had Wider Impact

August 18, 2022
Dennis Hollier
A plaintiff in a class-action lawsuit claims the Equifax credit score glitch cost her more on auto loan payments.
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One-Third of Declined Mortgage Loans Eligible for DPA

August 11, 2022
Dennis Hollier
Fannie Mae will allow downpayment assistance supported by lender-funded grants.
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GSEs’ 2022 Earnings Are Likely to Continue to Drop

August 4, 2022
Dennis Hollier
Falling origination volumes and a return to loan-loss provisions point to lower net income for Fannie Mae and Freddie Mac through the end of the year.
Read More

GSEs Hear Concerns About Manufactured Home Programs

August 4, 2022
Dennis Hollier
Agencies and regulators are seeking stakeholder input on how to improve lending and securitization in the manufactured home space.
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Will FHFA End Suspension of Limits on GSE Cash Window?

July 28, 2022
Dennis Hollier
Trade groups amplify concerns as the end of suspension of the PSPA limits approaches.
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UI Outlines New Forbearance Policy for Mortgage Market

July 28, 2022
Brandon Ivey
The federal government should move forbearance to the front of the loss-mitigation waterfall, researchers at the Urban Institute proposed. A similar policy during the pandemic did more good than harm, they found.
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Grapevine: Freddie’s Income Declines; Home Price Appreciation Slows

July 28, 2022
Brandon Ivey
Freddie’s income declined by 35% in second quarter; home price appreciation chugged along; loan applications at low levels; delinquencies increase.
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FHFA Announces New Office of Financial Technology

July 21, 2022
Dennis Hollier
Fintechs are set to face increased scrutiny from the Federal Housing Finance Agency.
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MSR Players Adjusting Following Rapid Interest Rate Rise

July 21, 2022
Brandon Ivey
The market for MSRs is now divided between portfolios with loans originated prior to 2022 and portfolios with loans that have prevailing interest rates, prompting some shifts in practices among servicers and investors.
Read More

Thompson Puts Onus of Ending Conservatorship in Congress’ Hands

July 21, 2022
Dennis Hollier
FHFA’s new director told the House Financial Services Committee that politicians must decide what the future of housing finance looks like.
Read More
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