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Concerns Emerge for GSEs’ New Condo Rules

March 26, 2026
Dennis Hollier
Stakeholders believe that while the new rules will reduce insurance costs, they will raise other costs, including for condo dwellers who don’t plan to buy, sell or refinance.
Read More

Grapevine: Two Harbors Vote Drags; GSEs’ Insurance Standards

March 19, 2026
Brandon Ivey
Two Harbors seeking more votes in favor of acquisition by UWM; GSEs to ease standards for condo insurance; DOJ subpoenas to Fed rejected.
Read More

Credit Bureaus Slash Price of VantageScore for Mortgages

March 12, 2026
Dennis Hollier
The three major consumer reporting agencies are using discounted pricing and other strategies to drive adoption of VantageScore 4.0 among mortgage lenders. The score is the main competitor to FICO.
Read More

Uncertainty Grows on GSEs Exiting Conservatorship

February 26, 2026
James Dohnert
Talk of a capital raise for Fannie Mae and Freddie Mac has waned in recent months, leading some policy experts to question whether the Trump administration has the appetite to take the GSEs public.
Read More

Congress Returns to the Conservatorship Debate

February 19, 2026
Dennis Hollier
House Republicans said they’re drafting legislation that would end the conservatorships of Fannie Mae and Freddie Mac.
Read More

Builders Weighing Rent-to-Own Model to Boost Supply

February 12, 2026
Dennis Hollier
The big homebuilders are purportedly planning to build a million starter homes to sell through a rent-to-own program. The Trump administration has distanced itself from any such proposal.
Read More

GSEs Seen as Poorly Positioned to Help With Affordability

February 12, 2026
Dennis Hollier
Former Freddie CEO believes most prospective remedies to the affordability crisis will benefit only borrowers who don’t need the help.
Read More

VantageScore 4.0 Was Not Approved by GSEs

February 5, 2026
Dennis Hollier
Documents released under a FOIA request indicated that the GSEs’ assessment of the new credit score requirements found that a single-bureau credit pull significantly underperformed both the tri-merge and bi-merge.
Read More

GSE Privatization Unlikely During Election Year

February 5, 2026
James Dohnert
Pete Mills, a senior vice president at MBA, believes housing affordability initiatives are more likely to come from executive orders this year.
Read More

Trump’s Housing Affordability Conundrum

February 5, 2026
Dennis Hollier
The president wants to address housing affordability but also wants home prices to remain high because it has made a lot of people wealthy.
Read More
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