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Home » Topics » Inside Mortgage Finance » Originations

Originations
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Lenders Defend Nonbanks Against Regulatory Bias

November 19, 2020
Brandon Ivey
The CEOs of Freedom Mortgage and Caliber Home Loans said nonbanks, which face heavy criticism from regulators, don’t necessarily have a riskier business model than depositories.
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A Rebound for MSR Bulk Deals?

November 19, 2020
Paul Muolo
Servicing advisors are using the phrase “green shoots” to describe what looks like a revival in MSR sales. But don’t pop the champagne quite yet.
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New Leadership May Further Delay CFPB QM Rulemaking

November 19, 2020
Yemeng Yang
Industry attorneys said a Biden administration may run into legal hurdles if it wants to make substantial changes to the proposed QM rule. The bureau may have to restart the process from scratch.
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Shifting Job Trends: From LO to Broker Status?

November 19, 2020
Paul Muolo
As originations surge, the mortgage employment picture continues to brighten — that's good news for the rank-and-file but potentially bad news for the C-suite.
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The Warehouse Gravy Train Continues Unabated

November 12, 2020
Paul Muolo
When nonbanks thrive, their financiers thrive as well. In 3Q20, warehouse commitments continued onward and upward. (Includes data chart.)
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Rocket Outearns Freddie, Gaining on Fannie

November 12, 2020
Paul Muolo
A mortgage boom for the ages? So far this year, Rocket (Quicken Loans) has outearned one GSE and is within striking distance of the other.
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Avoiding RESPA Kickback Violations in ‘Virtual’ Pacts

November 12, 2020
Yemeng Yang
Mortgage professionals should ensure social media endorsements, online advertisements and other “virtual” marketing services comply with anti-kickback provisions.
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Is the Window Closing on Mortgage IPOs?

November 5, 2020
Paul Muolo

A few months back, green lights were flashing for mortgage companies seeking public ownership. But not so much anymore. The one to watch: Caliber.


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Mortgage Workers Returning. But Just How Many?

November 5, 2020
Paul Muolo
The pandemic has changed (forever) the equation of how many mortgage workers need to be in the office. Right?
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Court Dismisses Charges in $500 Million MF Mortgage Fraud Case

November 5, 2020
Dennis Hollier
A federal judge found that the government’s failure to provide evidence in a timely manner violated the defendants’ constitutional right to a speedy trial. But the case was dismissed without prejudice.
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