Acting Director Sandra Thompson has directed Freddie Mac and Fannie Mae to factor climate change into their business decision-making.

What will separate the men from the boys and the women from the girls in 2022? Purchase-lending and non-QMs. At least that’s what some executives we spoke to believe.

One might think the mortgage SPAC thing has run its course. Maybe for lenders, but what about mortgage and real estate-related software? For star power, there’s Dave Winfield.

In 2022, the industry could wind up funding $421 billion of multifamily mortgages. Also, rents are likely to increase as concessions decrease.

Nonbanks remained the driving force in first-lien originations, accounting for 68.4% of aggregate production by the top 100 lenders. (Includes two data charts.)

Faced with a not-so-welcoming IPO market earlier this year, AmeriHome and Caliber Home Loans did the next best thing: The two public-bound nonbanks found willing buyers to pay a decent price. Should Better.com do the same?

Federal regulators provided status updates on several current and pending mortgage-related rulemaking initiatives. But revisions to the qualified-mortgage standards were missing from the CFPB’s agenda.

Free-form text fields in appraisal documents frequently contain property descriptions that may violate fair lending laws.

Better.com’s dream of becoming a public company is on shaky ground these days. Events of the past week include a large layoff conducted over Zoom and the CEO apologizing after making disparaging remarks about those he cut.

Freddie Mac will implement a higher income threshold for its Refi Possible product for low-income borrowers beginning Jan. 31.