Mortgage debt accounted for more than 80% of overall household debt in 2021, according to a new quarterly report by the Federal Reserve Bank of New York.

In a statement of interest, the Department of Justice said the court should hold that the Fair Housing Act applies to discriminatory appraisal practices.

Retail production remained the richest source of first-lien mortgage originations, but wholesale-broker and correspondent grew their shares of the market. (Includes six data charts.)

Warehouse finance was a great business to be in the past two years. But with rates rising and primary market originations slipping, all bets are off. The spring homebuying season should bring some relief. (Includes data chart.)

In January, the GSEs took in a significant volume of mortgages with balances greater than the baseline conforming loan limit for 2021. Note: A number of lenders had given themselves a head start on 2022 loan limits.

An improving economy made it possible for the mortgage giant to generate $5.10 billion in credit-related gains in 2021.

The mortgage fintech revealed nine-month results but where’s 4Q21? Hard to say. Bottom line: More red ink is expected.

The conventional-conforming and government-insured sectors took the brunt of the decline in mortgage originations during the fourth quarter. Jumbo held steady, while ECM gained. (Includes two data charts.)

Good news/bad news: Spanish bank Santander is staying in America — but it’s exiting mortgage finance.

Non-agency mortgages for investment properties are increasing thanks to volatility in GSE pricing and lenient underwriting standards. Volume could take a hit as interest rates increase.