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SCOTUS to Hear CFPB Case; Anything Can Happen

October 24, 2019
Yemeng Yang
The Supreme Court has agreed to review a case challenging the constitutionality of the CFPB. Regardless of its decision, it likely will not be the end of the controversy surrounding the bureau’s leadership structure.
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A $2 Trillion Year for Home Lenders? Maybe, Just Maybe

October 17, 2019
Paul Muolo
Earlier in the year, production forecasts were downright glum. But thanks to the never-ending rate rally, 2019 could turn out to be a $2 trillion-plus year for originations.
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NY Court Asks BofA to Pay Interest on Escrow Funds

October 17, 2019
Brandon Ivey
A New York district court has ruled against Bank of America in a case relating to interest payments on escrow accounts.
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Citi Fined $30M by OCC for Holding onto REO Properties

October 17, 2019
Brandon Ivey
The bank had more than 200 violations of a five-year limit for holding REO properties, according to a consent order. Citi was warned repeatedly of the violations before the OCC moved to fine the bank.
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CFPB Constitutionality Case Not on SCOTUS Review List

October 17, 2019
Yemeng Yang
A case challenging the consumer watchdog’s constitutionality was not listed for SCOTUS review on Tuesday. Meaning?
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In the Regulatory Spotlight Once Again: Abuses Tied to VA IRRRLs

October 17, 2019
Paul Muolo
Legislation was passed earlier this year to curb abuses tied to VA rapid refis but lender violations remain an issue. At least, that’s how the VA sees it. Big audits may be in the works.
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CFPB’s Task Force to Identify Regulatory Gaps

October 17, 2019
Yemeng Yang
The bureau is creating a task force to research and analyze federal consumer financial laws, including mortgage-related regulations.
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Calabria Eyeing Consent Decrees in GSE Exit Process

October 17, 2019
Dennis Hollier
Not only is FHFA Director Mark Calabria homing in on a roadmap to end the conservatorship of Fannie and Freddie, he clearly believes the exit can take place before the two entities are fully capitalized.
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FHFA Seeks Expert to End Control of Fannie, Freddie

October 10, 2019
Dennis Hollier
The agency is looking for a financial advisor to help in its efforts to remove the government-sponsored enterprises from conservatorship.
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Servicing ‘Marks’ Will Hurt in 3Q19; Originations Strong

October 10, 2019
Paul Muolo
The industry is bracing for another round of negative servicing marks tied to MSRs. However, strong origination results for the third quarter should buffer the carnage.
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Latest Imf News

  • Subservicing Volume Down at Rocket, Cenlar in 2Q

  • Freddie Mac’s Mortgage Investment Portfolio Declines in August

  • MBS Investors Adjusting to New Score Disclosures From GSEs

  • loanDepot Selling Scratch-and-Dent Loans in Non-Agency MBS

More Imf News

Featured Data

  • Ginnie MBS Issuance Down in August as Refi Slide Continues

  • Banks Resume Adding to Mortgage Holdings in Second Quarter

  • Banks Continue to Add to Their ABS Portfolios

  • Jumbo Share of Originations Highest Since 2022

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Mortgage Profitability Report 2Q26 (PDF)

  • IMF HMDA Dashboard: 2025

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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