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Inside Mortgage Finance
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Thinly Traded Existing Homes Market Expected to Persist

August 24, 2023
Monica Hogan
The market share of new versus existing homes for sale varies widely across metropolitan areas.
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HELOCs Boosted by Debt Consolidation, Renovations

August 18, 2023
James Dohnert
A record number of homeowners are turning to HELOCs to perform renovations on their properties or paydown credit card debt.
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Industry: Capital Requirements for GSEs Too High

August 17, 2023
Dennis Hollier
Responses to FHFA’s RFI on GSE pricing almost unanimously condemn the capital requirements put in place by former Director Mark Calabria.
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GSE Shareholders Prevail in Net Worth Sweep Trial

August 17, 2023
Dennis Hollier
A jury in the U.S. District Court for the District of Columbia this week handed GSE shareholders their first major win in their effort to recover some of their investment in Freddie and Fannie stocks.
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Delinquencies Increase at Large Servicers in Second Quarter

August 17, 2023
Brandon Ivey
Early-stage delinquencies increased at large servicers during the second quarter of 2023. Servicers anticipate further declines in loan performance. (Includes data chart.)
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HUD, GSEs Respond to Maui Wildfires

August 17, 2023
Monica Hogan
The Department of Housing and Urban Development, Fannie Mae and Freddie Mac reminded lenders and servicers of the options available to homeowners impacted by the deadly wildfires in Maui.
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Escrows: A Rising Benefit for Owners of MSRs

August 17, 2023
Paul Muolo
Elevated interest rates are helping to increase “float” income for owners of mortgage servicing rights. The hard part is nailing it down how much.
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Massachusetts Nonbank CRA Coverage a Model for California

August 17, 2023
Sam Manas
Consumer advocates are working to establish state Community Reinvestment Act requirements for nonbanks.
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ICE-Black Knight Merger Back on Track

August 11, 2023
Sam Manas

Deal with FTC could set the stage for ICE and Black Knight to consummate their beleaguered merger.


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Margins Improve in Second Quarter, Looking for More

August 10, 2023
Brandon Ivey
With employee counts shrinking and Wells Fargo exiting the correspondent channel, lenders reported an increase in margins in the second quarter.
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Latest Imf News

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