Homeowners over the age of 65 rarely use their mortgages to access their home equity, according to a new study by the Urban Institute and Fannie Mae. Even as a large number of seniors reported concerns about finances during retirement, Fannie noted that just 6 percent of older adult homeowners are interested in tapping their home equity. Relatively few seniors use FHA reverse mortgages, closed-end seconds, home-equity lines of credit and cash-out refinances to tap built-up home equity. One reason seniors hesitate...

According to an Inside Mortgage Finance analysis, Fannie and Freddie have passed along some $9.6 billion of MBS fees under the provisions of the 2011 Temporary Payroll Tax Cut Continuation Act.

Earlier this year, the CFPB brought a $3.5 million enforcement action against Prospect Mortgage, accusing the firm of illegal kickbacks for referrals from two real estate brokers…

Clayton Holdings was the first firm to receive an assessment from rating services as a deal agent…

Early on, after the lender was sued, Quicken even threatened to leave the FHA program but never did and instead has dominated the FHA “direct” lending market…

The Consumer Mortgage Coalition believes the proposal effectively prohibits servicing transfers in many cases…

One loan officer told IMFnews: “Frankly, if you violate a provision of RESPA, you should be fined.”

Yet another new jumbo MBS deal is hitting the market. This time from an affiliate of Shellpoint…

Under the Obama administration, the department backed the CFPB. But that was then…

Will HUD cut money from the FHA and Ginnie Mae programs?