Lenders are likely to see tougher regulatory enforcement in the coming years, along with increased support for affordable housing.

State regulators launched a “networked supervision” exam system in March, aiming to improve the exam process for nonbanks. Some 35 regulators are using the system, with mixed results.

Every nonbank mortgage company and its brother is going public these days. Right? Well, not everybody.

Fannie and Freddie will no longer purchase loans that go into forbearance before delivery. They have, however, begun charging a 50-bps adverse market fee for essentially all refis.

The long-awaited recovery in MSR sales may finally be here. It appears Ocwen and Freedom were the winning bidders on a $25 billion Quicken portfolio.

The new standards for qualified mortgages will provide lenders more underwriting options. But how much change that will bring in product market share remains to be seen.

Almost $1 billion of mortgages endorsed by the FHA in 2019 had private flood insurance, making them ineligible for FHA coverage.

Primary/secondary spreads are thinning. Meaning? Also, former Fannie executive Andrew Bon Salle lands at Home Point right before its IPO.

Though the merger has not been explicitly canceled, Genworth said it will begin to pursue contingency measures, including a partial IPO of its mortgage insurance business.

It was that kind of year in 2020: chatter about fat checks for CEO/proprietors. Some may have earned more than the nation’s top athletes but probably less than Oprah.