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Will Yellen Make GSEs’ Exit from Conservatorship Easier?

January 28, 2021
Dennis Hollier
Industry insiders speculate on how the Biden administration might alter the recently amended preferred stock purchase agreement.
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A Mad Rush to Sell MSRs and Fears About Pricing

January 28, 2021
Paul Muolo
Suddenly, it’s a great time to sell servicing rights. But if too many offload receivables at the same time, prices could suffer. A conundrum in the making?
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CFPB Finds Issues with Mortgage Servicing During Pandemic

January 28, 2021
Lisa Burden
The bureau’s prioritized assessments are not designed to identify violations but are intended to spot and assess risks in order to prevent consumer harm.
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Industry Calls for $25 Billion in Housing Assistance

January 28, 2021
Brandon Ivey
The fund could be modeled after the Hardest Hit Fund, providing funds to state housing finance agencies to help borrowers bring their mortgages current.
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Senate Democrats Once Again Seek Answers on NPL Sales

January 28, 2021
Dennis Hollier
Democrats on the Senate Banking Committee are putting pressure on FHFA to answer whether the GSEs’ NPL sales impact homeowners’ access to foreclosure and forbearance protections under the CARES Act.
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One for the Ages: Home Lenders Set New Production Record of $4T-Plus

January 27, 2021

Production records were shattered despite the crushing economic weight of the coronavirus and because of the ensuing nosedive in mortgage interest rates – and the Fed's bottomless appetite for agency securities...


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Will CFPB Restore DTI? Director Kraninger Quits

January 21, 2021
Lisa Burden
Under President Biden, the CFPB could use its authority to bring actions against “related persons” of non-depository institutions, and could restore the recently eliminated DTI ratio threshold, industry watchers warn.
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On the Eve of Its IPO, UWM Assesses its Role in MSRs

January 21, 2021
Paul Muolo
With a wad of cash from its initial public offering, UWM has a boatload of options. One of them: hanging onto residential receivables.
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The Biden Effect: DACA Borrowers FHA Eligible

January 21, 2021
Maria Volkova
Deferred Action for Childhood Arrivals participants are eligible for government-insured loans, Joe Biden’s FHA declared.
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FHFA and Treasury Renegotiate PSPA. Now What?

January 21, 2021
Dennis Hollier
The new PSPA will allow Freddie Mac and Fannie Mae to continue retaining earnings until they reach the regulatory minimum capital — almost $283 billion combined.
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