Before the pandemic, lenders sold their MSR 80% of the time but after COVID, they retained 70% of their MSRs. Now, the split is 55/45.

Many student loan borrowers are set to receive significant debt forgiveness. Though millennials often cite student loan debt as an obstacle to homeownership, industry analysts believe it will take time for the relief program to impact home sales.

Builder sentiment has declined for eight consecutive months, and it’s all related to housing affordability, said Robert Dietz, chief economist at the National Association of Home Builders.

Reali to close and hopes to sell its mortgage origination business; Sun West Mortgage launches cash-offer product with NFT component; delinquencies increase in July; Blend offers home-equity lending product; Fitch confident home prices won’t crash like in 2008; Staircase offers new origination tech.

Members of the housing finance industry welcomed signs of continued discussion with Ginnie Mae and the Federal Housing Finance Agency as they prepare for the agencies’ aligned capital requirements.

Different modification rates for commercial MBS and bank lending affect loan terms for borrowers and delinquency rates.

A handful of lenders grew their wholesale production, including Flagstar...

Back in April, Hsieh ceded every day management of the company to new hire Frank Martell...

One analyst believes the rule change has already contributed to further widening of spreads for Ginnie securities over Treasuries.

The outlook for the remainder of the year? Not so hot.