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How Many Home Lenders are Losing Money? A Lot

September 22, 2022
Paul Muolo
Some shops, public and private alike, are living off the largess of the past two years.
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Whole Loans Coming Back as 2Q22 Agency Share Ebbs

September 22, 2022
John Bancroft
The growth in bank/thrift mortgage portfolios included a huge 16.2% increase in ARMs...
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CFPB Wants to Make Refinancing Easier for 'All' Households

September 22, 2022
Sam Manas
CFPB Director Rohit Chopra: "The mortgage market has not provided products that allow all households to save money by refinancing at a lower interest rate."
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What Controversy? Ginnie Chief Weighs In on Proposed Capital Rules

September 21, 2022
Monica Hogan
Among the FAQs: Why isn't short-term unsecured debt eligible?
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When in Doubt, Nonbanks Trim or Kill Their Repo Lines

September 21, 2022
Paul Muolo
The cancellation list reads like a who’s who of mortgage banking...
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On the Agenda: Boosting Small-Dollar Mortgage Lending

September 21, 2022
Monica Hogan
HUD says the undervaluation of real estate in particular geographies can limit the attractiveness of renovations...
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KBRA: Non-Agency MBS Investors Protected From Failing Lenders

September 21, 2022
Brandon Ivey
KBRA says the residential MBS market has many features that reduce the correlation between lender failure and future loan performance...
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Another Look at 2Q Lending: Depositories Continued to Garner Market Share

September 20, 2022
Namrata Bhatia
Nonbanks’ market share contracted to 63.4%..
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In a Tough Market, Fifth Third Moves Ahead With Warehouse Initiative

September 20, 2022
Paul Muolo
The new warehouse effort comes at a difficult time for nonbank borrowers...
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Jumbo Correspondent Originations Jump in 2Q22

September 20, 2022
Dennis Hollier
Jumbo lending through correspondents increased by 20.5% from the first to the second quarter.
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