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Chopra Says 2018 Deregulation Contributed to SVB Collapse

April 17, 2023
Sam Manas
CFPB Director Rohit Chopra said a push in 2018 to reduce regulations on banks contributed to the collapse of Silicon Valley Bank.
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Other News in Brief

April 17, 2023
Sam Manas
Bureau appeals Townstone Financial ruling; Chopra to host discussion on zombie second mortgages; CFPB seeks $3.16 billion penalty.
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Home Point's Future: Maybe a REIT Conversion?

April 17, 2023
Paul Muolo
But maybe there is a way forward for the Ann Arbor-based nonbank...
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GSEs Update Equitable Housing Finance Plans for 2023

April 14, 2023
Dennis Hollier
For Fannie, the most obvious change was a major expansion of the EHFP’s target audience. In its initial plan, the enterprise had focused almost exclusively on Black homebuyers.
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UI Researchers Blame GSEs for Condo Shortage

April 14, 2023
Dennis Hollier
Financing restrictions imposed following the 2021 collapse of Champlain Towers in Surfside, FL, continue to make it difficult to finance or build new condos.
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Fannie Seeks Receivership for Multiple Senior Living Facilities

April 14, 2023
Dennis Hollier
Fannie’s ongoing problem with its portfolio of senior housing loans comes home to roost in federal district court.
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Fannie Announces MBS Float Dashboard

April 14, 2023
Dennis Hollier
Using this tool, investors can determine the volume of MBS that is liquid and available to trade on the TBA market. The data can be sorted by cohort, vintage, date and category.
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Court of Appeals Reverses Ruling in OPERS v. Freddie

April 14, 2023
Dennis Hollier
At Freddie’s request, the Sixth Circuit Court of Appeals has overturned a summary judgment that favored Freddie. Confused yet?
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FHFA Requests Input on Tenant Protections

April 14, 2023
Dennis Hollier
The regulator of the GSEs wants to know if there are ways it can help improve protections for the tenants of apartment buildings financed by Fannie and Freddie.
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Private MI Gains Share in Agency Market in 1Q23

April 14, 2023
Namrata Bhatia
Private mortgage insurers gained market share in the agency purchase market during the first quarter, even as securitization of insured mortgages declined. (Includes two data charts.)
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