If past is prologue, the Federal Housing Finance Agency’s plan to hire as many as 141 employees may only be aspirational.

The majority of recent homeowners who responded to a survey conducted by TransUnion said they plan to refinance in the next 12 months.

The former Freddie executive said eliminating mortgage servicing rights, or transferring them to the GSEs, would eliminate the need for nonbank mortgage servicers to make servicing advances on delinquent loans.

In the final weeks before the new Republican administration takes over, the CFPB’s rulemaking process is expected to slow, but enforcement activity could increase, according to industry attorneys.

Among the changes expected in Trump 2.0, a new bureau director, and a focus on technical requirements of statutes and regulations and less aggressive statutory and regulatory interpretations.

The proposed changes, the trade group said, will help decrease costs and inefficiencies for both lenders and consumers.

Home equity investment products are “loans masquerading as obligation-free cash,” according to the National Consumer Law Center.

The credit union agreed to pay $95 million in consumer refunds and fines to resolve a CFPB investigation that found the company illegally charged overdraft fees.

The bureau’s advisory opinion on medical debt collection practices violates the Administrative Procedure Act as it creates new rules, according to an association representing credit and collection professionals.

The CFPB is asking states to heighten their efforts to tighten data privacy protection and close gaps with federal laws.