The Federal Reserve chair said in 15 years there are likely to be regions in the country where you can't get homeowners insurance.

Updated guidance has exempted the GSEs from state mortgage licensing requirements but non-agency market participants still need to comply with the rule by April.

Onslow Bay’s non-agency correspondent aggregation and sales originations lifted Annaly’s earnings in the fourth quarter.

Increases in non-agency originations contributed to earnings growth at PennyMac in the fourth quarter.

Residential transition and debt service coverage ratio loan originations increased during December, bucking a seasonal trend.

Borrowers working with the lender can use Bitcoin or Ethereum cryptocurrency as collateral.

The Trump administration is expected to put an early focus on reducing regulation and improving efficiency at federal housing agencies.

VA is considering a rule that would require lenders to use a new application program interface to report loan information and remit funding fees to the agency. It also plans to rewrite rules regarding when VA would assert a defense for a partial or total loss of a guarantee.

GAO called for Ginnie Mae to develop processes for participating in interagency exercises, noting that FHFA did a better job than Ginnie in an FSOC effort aimed at addressing the likely failure of a major nonbank mortgage company.

Uncertainty on the future of Fannie Mae and Freddie Mac has caused some lenders to deliver their agency-eligible production to the non-agency secondary market.