Although it booked a loss in the fourth-quarter, MFA believes a variety of management changes at its business-purpose affiliate lender will boost originations in 2025.

The firm has been restructuring its portfolio since 2022 with the goal of producing “durable” earnings.

Redwood has grown its bank partnerships over the last couple of years to prepare for a market in which depositories want to move away from mortgage lending.

A friendlier stance towards cryptocurrency companies from the White House could boost crypto-backed mortgages in the coming years.

Leading home equity investment companies have formed a new organization to advocate for appropriate regulations.

The fix-and-flip lender says a diversity of funding options will give it a “wide and nimble” credit box.

Better has record HELOC growth; loanDepot expands equityFREEDOM product portfolio; Angel Oak reduces some requirements for non-QM products.

The FHA wasn’t spared from the Trump administration’s workforce reduction plan. Some industry observers fear the layoffs will slow underwriting times and delay closings.

Some $202.78 billion of loans were removed from Ginnie Mae MBS last year, with about 88% of them representing borrower payoffs. (Includes two data tables.)

Attorneys at the Bradley law firm suggested lender/servicers update their policies and procedures, such as internal audit and quality control, to preempt potential origination or servicing defects.