Fannie and Freddie pared back their portfolio holdings designated to support future business in the third quarter. Earnings were down from an eight-year high reached in the second quarter. (Includes data chart.)

To meet the securitization needs of a robust mortgage market, SitusAMC has staffed up big time. But is it done adding heads?

No one’s shouting “fire” in a crowded non-QM movie house yet, but there are scattered concerns whole-loan pricing may have gotten ahead of itself. Something to keep an eye on?

Even with the clarification, some suggest VA lenders need more details to understand when they may refinance a loan included in a Ginnie-guaranteed MBS pool.

The new Ginnie Mae MBS pool type will contain loans that were modified to extend beyond the traditional 30-year terms.

The Inside Mortgage Finance top-50 tally at Sept. 30: Nonbanks $4.03 trillion of MSRs, depositories $3.83 trillion...

The reason loanDepot did so well: The company relies mostly on retail production where the profit margins are reliably fatter.

The lender's gain-on-sale margin totaled 84 basis points compared to just 58 bps in the second quarter.

Almost across the board, origination profitability improved in the July-September period, but some lenders remain nervous and a shake-up could be coming as 2022 approaches.