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Rocket Sees Strong Mortgage Originations Market in 2026

February 5, 2026
Abby Zimmardi
The lender’s optimism stems from its origination capabilities and its recent acquisitions of Redfin and Mr. Cooper Group.
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State Regulators Challenge OCC Preemption Proposals

February 5, 2026
Shannon Clark
State regulators said OCC’s proposals seeking to preempt state interest-on-escrow laws exceed its authority and ignore legal precedent.
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AARP Sues HECM Lenders Over Alleged Unlawful Fees

February 5, 2026
Emmeline Willey
AARP filed a class action against Celink and some of its clients, alleging they charged reverse mortgage borrowers onerous fees in violation of state and federal laws.
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Trump’s Housing Affordability Conundrum

February 5, 2026
Dennis Hollier
The president wants to address housing affordability but also wants home prices to remain high because it has made a lot of people wealthy.
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As Demand Lags, Homebuyers Snag Discounts

February 5, 2026
Emmeline Willey
More buyers are securing homes for less than asking prices as a buyer’s market persists, even as median list prices creep up.
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MBA Dismisses CHLA Concerns Over Single-File Credit Pulls

January 30, 2026
Emmeline Willey
The Mortgage Bankers Association said a move to a single-file credit system at Fannie and Freddie wouldn’t undermine government lending programs, but might instead encourage them to follow suit.
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MBA Joins Push to Revisit FHA Insurance Premiums

January 30, 2026
Emmeline Willey
The Mortgage Bankers Association joined a growing chorus of industry groups calling for FHA to revisit its mortgage insurance premiums following a strong show of the Mutual Mortgage Insurance Fund.
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Ginnie Expands Scope of AI Pilots for Loan-Level Push

January 30, 2026
Emmeline Willey
Ginnie Mae launched pilot applications of artificial intelligence in its operations last year as it works to speed up its transition from pool- to loan-level operations.
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VA Withdraws Lingering Loss-Mitigation Probe

January 30, 2026
Emmeline Willey
The Department of Veterans Affairs withdrew a three-year-old advance notice of proposed rulemaking that sought feedback on the incentives provided to VA servicers for loss mitigation.
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FHA, Ginnie Clarify Beneficial Interest Sale Guidance

January 30, 2026
Emmeline Willey
FHA formalized its requirements guiding sales of beneficial interest between FHA-approved parties, while Ginnie reminded issuers that mortgages involved in such sales are prohibited from its MBS pools.
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