Is the great warehouse lending party just about over? It’s starting to feel that way to some managers. Ominous sign: new entrants. (Includes data chart.)

The FHA Mutual Mortgage Insurance Fund ended fiscal 2021 with a capital ratio of 8.03%, more than four times its statutory minimum. As anticipated, the industry wants FHA to follow up with premium cuts.

Federal and state regulators, including the CFPB, alerted residential servicers that the agencies will once again be exerting their supervision and enforcement authority when it comes to practices involving borrower communication.

Vishal Garg’s mortgage fintech Better originally thought it would be a public company by yearend. But now? Stay tuned.

Attorneys are urging companies to communicate how workers must comply with mandates for COVID-19 vaccinations or testing following an emergency temporary standard from the Occupational Safety and Health Administration. The OSHA mandate faces challenges in federal court.

The failure of Zillow’s algorithm to provide reliable forecasts of home price changes could mean the GSEs’ automated valuation models are also suspect. Really?

When in doubt, issue debt and repurchase equities. At least that’s what one top-ranked lender is doing. Meanwhile, Wells will soon need a TPO chief.

Still, all three channels saw declines in refinance loans and rising purchase-money mortgage sales.

At midyear, Wells had $34.5 billion of correspondent acquisitions, ranking third in the channel...

In general, the proposed rule would reduce the required capital for Fannie Mae and Freddie Mac by decreasing the size of the prescribed leverage buffer...