The MSR "cookie jar" has been tapped...

Now that Gordon has been plated, the lobbying for a premium cut begins...

Sharply higher interest rates clobbered origination income in the first quarter of 2022, but there was a silver lining to this dark cloud: higher MSR valuations. (Includes data chart.)

It’s been a difficult couple of years for USAA, losing money and getting sanctioned by regulators. The latest development: The bank is selling the ownership rights to its MSRs.

Delinquencies, after spiking at the start of the pandemic, are back at manageable levels. Serious delinquency rates are still elevated, though. (Includes data chart.)

Federal agencies want servicers of government-backed mortgages to pause foreclosure proceedings when the homeowner’s application for relief under the Homeowner Assistance Fund is pending.

Falling revenues and a decline in loss reserves at Fannie and Freddie signal the end of the housing boom and a return to revenue normalcy.

The revisions are an attempt to make the CRA rule more transparent and reflective of changes in banking.

Both government-sponsored enterprises have now formally banned the use of virtual currencies for conventional mortgages.

The big-box retailer no longer offers its store members mortgage pricing options or provides lenders mortgage leads.