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GSEs and FHFA Focusing on Fourth-Party Risk

July 7, 2022
Dennis Hollier
GSE third-party service providers increasingly have their own third parties that could also pose a risk to the enterprises.
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MSRs in the Spotlight as Earnings Season Approaches

July 7, 2022
Paul Muolo
With origination profits remaining depressed, most mortgage shops are tapping MSRs to bolster their quarterly results. As that old saying goes, “If you got ‘em, smoke ‘em.”
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Home Price Appreciation Shows Signs of Easing

July 7, 2022
Dennis Hollier
With mortgage rates approaching 6%, home price appreciation may soon peak.
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Media Campaign a Shot Across the Bow at Chopra

July 7, 2022
Sam Manas
The U.S. Chamber of Commerce said the multi-pronged assault on CFPB Director Rohit Chopra is an attempt to make rulemaking more predictable and halt the surprising actions and aggressive rhetoric.
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Former Ginnie Presidents Ponder the Past and Present

July 7, 2022
Monica Hogan
Five former Ginnie Mae presidents offered advice to current President Alanna McCargo and her staff at a recent roundtable.
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Bank/Thrift Retail Originations Plummet

July 6, 2022
Namrata Bhatia
Virtually all the top banks posted dismal results...
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In a Tough Investor Market, PennyMac (the REIT) Issues Debt

July 6, 2022
Paul Muolo
The five-year notes offer a yield of 419 basis points above SOFR...
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Former CFPB Attorney Wonders About the Agency’s Posted Agenda

July 6, 2022
Sam Manas
In a recent blog post, CFPB Director Rohit Chopra said the bureau was reviewing the QM rule...
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MBA Sees Progress in Loan Officer Remote Work Legislation

July 6, 2022
Sam Manas
However, as MBA points out, it can sometimes take longer to get things done in California...
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Regulatory Agenda Light on Mortgage-Related Issues

July 5, 2022
Sam Manas
The CFPB’s spring regulatory agenda had only one mortgage-related item: automated valuation models. The bureau expects to issue a proposed rule on the matter in December.
Read More
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