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Operational Challenges for Implementing VantageScore 4.0

April 30, 2026
Dennis Hollier
Stakeholders are speculating on the next steps for bringing the new credit scores to market without complete transparency.
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MBA Calls for Guardrails to Accompany Single Credit Pulls

April 30, 2026
Shannon Clark
The trade group said a single-pull credit report is enough, if there are proper guardrails in place to prevent lenders and borrowers from “gaming the system.”
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M&As Involving Mortgage Companies Heat Up

April 30, 2026
Abby Zimmardi
Several companies in the mortgage space are in the process of changing hands.
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Broeksmit Touts Benefits of Basel Re-Proposal

April 30, 2026
Emmeline Willey
Bob Broeksmit, president and CEO of the Mortgage Bankers Association, believes the Basel III re-proposal would allow banks engaged in the mortgage business to further expand their operations.
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Survey Finds Lock-In Effect Thawing, Slowly

April 30, 2026
James Dohnert
The housing market is starting to see a decline in mortgage lock-in but it will take a while to reach a new equilibrium.
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CHLA Pushes for FHA, GSE Reforms to Help Gen Zers

April 30, 2026
Emmeline Willey
Community Home Lenders of America recommended a slew of policy changes to solve the home affordability crisis.
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Strong First Quarter for Freddie Mac

April 30, 2026
Dennis Hollier
Higher revenues and lower expenses drive $3.56 billion in first quarter profits for the mortgage giant.
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Fannie Earnings Stable in First Quarter

April 29, 2026
Dennis Hollier
An increase in Fannie's investment losses related to MBS acquisitions was more than offset by a shift from fair value losses to fair value gains.
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Some FHA Loan Deterioration Not Explained By Policy Changes

April 24, 2026
Emmeline Willey
The Mortgage Bankers Association’s chief economist warned of some deterioration in FHA loan pools, even as the industry and Ginnie Mae write off the recent increase in delinquencies as an immaterial consequence of altered modification timelines.
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OCC Settles With Chicago Bank Over Deceptive Ads

April 24, 2026
Emmeline Willey
The Office of the Comptroller of the Currency entered into a consent order with Chicago-based Federal Savings Bank to settle allegations that the bank misled VA borrowers on refinance loans.
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Latest Imf News

  • Subservicing Volume Down at Rocket, Cenlar in 2Q

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