The appraisal requirements required by the Dodd-Frank Act apply to higher-priced mortgages that don’t meet qualified mortgage requirements.

“The CFPB’s treatment of balloon loans was a step in the right direction, and demonstrated recognition of the unique nature of community banking and a different approach to regulating them,” the CSBS says in a new white paper.

Industry trade groups feared a 10 basis point increase in the g-fee from a budget deal.

The changes are part of an extensive overhaul aimed at boosting the rural housing market, increasing the availability of rural home loans and spurring the construction of new homes in rural areas.

A ton of new servicing deals have hit the market. But will regulatory scrutiny throw a monkey wrench into the transactions?

Investors hunger for yield. And what better place to get it than in the new breed of subprime mortgages.

Fitch says nonbank servicers resolve delinquencies at a significantly faster pace than banks, partly due to the loss-mitigation requirements for the five big banks included in the $25 billion national servicing settlement.

Treasury could withhold HAMP incentive payments to CitiMortgage, but noted that after considering all relevant factors, it has chosen not to at this time.

A new report from FHFA confirms what small mortgage firms have long known: they can't catch much of break when it comes to Fannie Mae and Freddie Mac guaranty fees.

Pricing on GSE risk-sharing deals have been attractive, suggesting that each may be scalable to a significant degree.