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Pulte Confirmation Hearing: Probably Good Enough

February 28, 2025
Dennis Hollier
Although little is known about Pulte’s policy positions, his housing and philanthropic background have helped him win the support of most industry trade groups and many consumer advocacy organizations.
Read More

Administrative GSE Reform or the Status Quo

February 28, 2025
Dennis Hollier
Would exiting conservatorship expose Fannie and Freddie to more or less risk from political meddling?
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Reforming GSEs Without Ending the Conservatorships

February 28, 2025
Dennis Hollier
A 2021 SCOTUS decision made FHFA just another agency of the executive branch. That means Trump can meddle with any GSE policies and programs he chooses.
Read More

Calabria Reunites With Trump Admin in New Role

February 28, 2025
Dennis Hollier
The Trump administration’s decision to hire the libertarian housing official is a net positive for GSE reform, according to an analyst.
Read More

Senate Dems Question HUD Role in GSE Reform

February 28, 2025
Dennis Hollier
Senate Banking Committee members seek clarity over HUD Secretary Scott Turner’s statement that he would lead the process of ending the conservatorships of Fannie Mae and Freddie Mac.
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Freddie Downplays ‘Data Breach’

February 28, 2025
Dennis Hollier
The enterprise mistakenly sent the personal information of a handful of borrowers to one of its third-party providers. Normally, these files are anonymized.
Read More

Mr. Cooper Keeps Mining MSR Gold

February 28, 2025
Paul Muolo
It might be said that Mr. Cooper has timed the servicing market perfectly. While other shops grow tired of the vicissitudes of interest rates and MSR marks, Mr. Cooper has pounced, gobbling up portfolios that have only grown in value as rates stay stubbornly high.
Read More

FICO 10 T Early Adopters See Strong Results

February 28, 2025
James Dohnert
FICO 10 T has helped lenders approve more borrowers, according to a new report from the credit scoring firm.
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G-Fee Hikes Affect Some Demographics More Than Others

February 28, 2025
Dennis Hollier
Changes to the pricing grids of Fannie Mae and Freddie Mac last May created a natural experiment for researchers to study how changes to guarantee fees impact the housing market.
Read More

UWM Prevails in Lawsuit Over Arbitration Clause

February 28, 2025
Shannon Clark
A federal appeals court last month backed United Wholesale Mortgage in a battle with an employee who claimed wrongful termination.
Read More
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