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Freddie Says Updated LPA to Reduce Origination Costs

May 23, 2025
Dennis Hollier
At the urging of FHFA Director Bill Pulte, Freddie is accelerating its release of “on hold” technologies that may help cut origination costs.
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GSEs Implement New Area Median Income Levels

May 23, 2025
Dennis Hollier
Fannie’s Desktop Underwriter and Freddie’s Loan Product Advisor were both updated to include FHFA’s 2025 area median income figures. The changes affect eligibility for duty-to-serve and affordable housing programs.
Read More

GSE Roundup

May 23, 2025
Dennis Hollier
Fannie announces tender offer; Freddie prices SLST securitization; winners announced for Fannie NPL sale.
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Regulators Look to Integrate AI Within Mortgage Lender Exams

May 23, 2025
Shannon Clark
State regulators are looking to reduce regulatory burdens by partnering with the private sector to use technology and improve supervision efficiency.
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Better Pitching Its Mortgage Software to Banks

May 23, 2025
Abby Zimmardi
New York-based fintech Better is branching out by selling its AI-driven mortgage underwriting software to banks.
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Republicans Push for Expansion of Manufactured Housing

May 23, 2025
Emmeline Willey
House Republicans introduced bills to expand production of, and access to, manufactured housing as one antidote to the current housing shortage.
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How AI Is Revolutionizing Mortgage Lending

May 23, 2025
Dennis Hollier
Rent payment history and bank account income verification are just the start. Machine learning algorithms also promise better risk assessment and more accurate pricing for that risk.
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Rising Homeowners Insurance Rates Creating Affordability Issues

May 23, 2025
Shannon Clark
The federal government should put an emphasis on building affordable housing with resilient materials that can withstand natural disasters, according to Rep. Mike Flood, R-NE.
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Grapevine: Rocket, UWM Owners Selling Stock; Tech Updates

May 23, 2025
Brandon Ivey
Rocket Mortgage, United Wholesale Mortgage to increase stock float; UWM launches tech offerings for brokers; Blend selling title insurance unit.
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Ginnie EVP Expects New Foreign Players in Market

May 22, 2025
Emmeline Willey
Joseph Gormley, the recently-appointed executive vice president of Ginnie Mae, said foreign interest in Ginnie securities might soon come from beyond the typical investors.
Read More
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