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SEC Considering Updates to Reg. AB2 Standards

June 20, 2025
Shannon Clark
Years after the agency first sought public comments on the regulation, the SEC’s Office of Structured Finance is interested in taking another crack at finding ways to improve the rules for ABS.
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Do Lenders Unload Climate Risk Onto the GSEs?

June 20, 2025
Dennis Hollier
New studies show that the expectation of future climate risk effects the current behavior of lenders and CRT can be used to estimate the true cost of hurricane risk.
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Securitizations Climb for FCI’s Non-QMs

June 20, 2025
Paul Muolo
Non-QM securitizations are growing by leaps and bounds — and that’s keeping subservicers and the attorneys that review the deals quite busy.
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Ginnie Partners With South Korea to Boost U.S. Housing Supply

June 20, 2025
Emmeline Willey
Ginnie Mae signed a memorandum of understanding with South Korea’s state-owned government-sponsored enterprise to remove barriers to investments in housing.
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MBA Suggests Single Credit Report Model for GSE Loans

June 20, 2025
Dennis Hollier
The Mortgage Bankers Association has suggested the FHFA end its tri-merge process, replacing it with a single credit report rather than the bi-merge model as currently planned.
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A Mixed Bag at Best for Mortgage Hiring

June 20, 2025
Paul Muolo
Home lending is picking up, but not dramatically. And that means mortgage bankers are being cautious about hiring.
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CFPB Suffers Blow in Its Bid to Vacate Townstone Settlement

June 20, 2025
Shannon Clark
The court’s decision may give the CFPB “some pause” as to how it approaches other reversals, according to industry attorneys.
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Trump, Republicans Target FEMA-Led Disaster Relief

June 20, 2025
Emmeline Willey
The Trump administration and Republicans in Congress are aiming to restrict access to relief from the Federal Emergency Management Agency – or get rid of it entirely.
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Change Wins $94M Judgment Against Former Employee

June 20, 2025
Abby Zimmardi
The community development financial institution won a lawsuit against its former chief of staff, Adam Levine, over a multi-million-dollar extortion scheme.
Read More

Cenlar Launching Warehouse Lending and Conduit

June 19, 2025
Paul Muolo
Cenlar is building a new warehouse finance operation and mortgage conduit, adding to its leading subservicing offering.
Read More
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