Federal and state regulators are eyeing third-party loan arrangements, with implications for ABS.

Whole-company M&A deals are becoming more prevalent, but if the Federal Reserve suddenly cuts rates, the outlook could change.

The nonbank share of total originations increased from 65.2% in 2024 to 66.4% in the first quarter of 2025. Four of the five largest lenders in the residential mortgage market are nonbanks. (Includes two data tables.)

A provision in the tax bill — to eliminate the CFPB’s ability to draw funds from the Federal Reserve — must pass the 60-vote threshold, according to the Senate’s rules-keeper.

A new servicing exchange has been launched by a subservicer that just so happens to be owned by one of the nation’s largest title companies.

The Mortgage Bankers Association supports many of the housing-related provisions included in the bill proposed last week by Senate Republicans.

There’s some bipartisan support in Congress to establish a tax credit for home renovations in an effort to improve the supply of homes for sale.

Industry insiders push the National Directory of New Hires as an alternative to a current process involving the IRS as a way to verify income and employment while expanding the digitization of the mortgage process.

Bill to limit trigger leads passes in House; Fannie economists see higher interest rates; home prices decline in April; HUD on the move; FHFA directs GSEs to propose using cryptocurrency in calculations for mortgage applicant’s reserves.

The Senate parliamentarian has advised Republicans that they cannot use the budget reconciliation process to eliminate the CFPB’s funding from the Federal Reserve.