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Home » Industry Debates CFPB’s Plan to Eliminate DTI Ratio
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Industry Debates CFPB’s Plan to Eliminate DTI Ratio

February 3, 2020
Yemeng Yang
The CFPB intends to do away with the debt-to-income metric as a mortgage underwriting factor and instead consider an alternative to assess a borrower’s ability to repay. The news drew mixed reactions.
News Inside the CFPB Regulation Ability to Repay
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