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Ability to Repay

Home » Topics » Regulation » Ability to Repay
  • July 13, 2026
    By Brandon Ivey

    CFPB to ‘Streamline’ Regulations, Help Small Businesses

    The CFPB is planning a number of rulemaking activities across financial sectors. Many of the actions aim to reduce regulatory burdens.
  • December 22, 2023
    By Sam Manas

    CFPB, DOJ Sue Developer for Predatory Lending

    The bureau and the Department of Justice sued a Texas land developer and a mortgage lender over an alleged predatory lending scheme.
  • September 5, 2023
    By Sam Manas

    CFPB Sues Installment Lender for Loan Churning

    The bureau has accused South Carolina-based Heights Finance of targeting borrowers for their likelihood to refinance and using coercive practices to drive them into fee-laden refinancing cycles.
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  • August 7, 2023
    By Namrata Bhatia

    Mortgage Lenders Favor ATR Standards for PACE Loans

  • May 15, 2023
    By Sam Manas

    CFPB Proposes ATR Standards for PACE Loans

  • January 9, 2023
    By Sam Manas

    Rulemaking Related to Nonbank Registration on CFPB Agenda

  • January 9, 2023
    By Sam Manas

    Bank Statement QMs Face Hurdles Due to Policy Change

  • January 9, 2023
    By Sam Manas

    CFPB, NY Sue Auto Lender Over Unaffordable Loans

  • January 9, 2023
    By Sam Manas

    CFPB Updates Regulation Z Threshold Later Than Usual

  • December 19, 2022
    By Sam Manas

    Republicans Challenge Chopra Over CFPB's 'Lack of Transparency'

  • December 19, 2022
    By Sam Manas

    Mortgage Assumptions Require Unique Compliance Steps

  • December 5, 2022
    By Sam Manas

    Lenders Keen to Discuss Updates on Forbearance, COVID-19 Lessons

  • October 24, 2022
    By Sam Manas

    CFPB Considers Novel Concept: The ‘Auto-Refi’

Read More

Products

  • Industry Not Fazed by Expiration of QM Patch (IC)

    $55.00
  • Other News in Brief: Jan. 4, 2021 (IC)

    $55.00
  • CFPB Rules May Have Driven Small Banks Out of Mortgages (IC)

    $55.00
  • Compliance Could Get Tougher for Mortgage Firms in 2021 (IC)

    $55.00
More Products

Authors

  • Yemeng Yang
  • Lisa Burden
  • Namrata Bhatia
  • Brandon Ivey
  • Sam Manas
More Authors

ABILITY TO REPAY - Downloads

Downloads

  • Why Loans Have ATR Problemsgen
  • 'Agency QM' in GSE Market - 2013-2015gen
  • Credit & LTV Breakdown: 1Q14gen
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