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Ability to Repay

Home » Topics » Regulation » Ability to Repay
  • December 2, 2019
    By Yemeng Yang

    Mortgage Rule Changes on CFPB's 2020 To-Do List

    The CFPB's latest regulatory agenda lays out its priorities for next year, including action on the qualified mortgage "patch" and changes to the residential data reporting rule.

  • November 15, 2019
    By Yemeng Yang

    Congress Considers Appendix Q Fix in Light of QM Patch Expiry

    Congress is mulling legislation that would allow lenders to rely on technical standards other than Appendix Q to determine a borrower’s debt-to-income ratio under the ability-to-repay rule. The move is aimed at mitigating the risk from the expiration of the qualified-mortgage patch.
  • November 4, 2019
    By Yemeng Yang

    New QM Rule Should Level the Playing Field: FHFA

    The Federal Housing Finance Agency directed Fannie Mae and Freddie Mac to provide assistance toward the development of new qualified mortgage standards.
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  • October 21, 2019
    By Yemeng Yang

    House Dems Question CFPB Enforcement Actions

  • September 23, 2019
    By Yemeng Yang

    Industry Asks CFPB to Tread Carefully on QM ‘Patch’

  • September 9, 2019

    Treasury Department Calls for End of QM ‘Patch’

  • September 9, 2019
    By Yemeng Yang

    Smaller Lenders Favor Higher DTI Cap

  • August 26, 2019
    By Yemeng Yang

    Lenders See Problems with QM Rule Appendix Q

  • August 26, 2019
    By Yemeng Yang

    Kraninger Creating a Transparent CFPB?

  • August 26, 2019
    By Yemeng Yang

    CFPB Bans Broker for Cheating Veterans

  • August 12, 2019
    By Yemeng Yang

    Industry Mulls Transition as End of QM ‘Patch’ Nears

  • July 29, 2019
    By Yemeng Yang

    GSE ‘Patch’ Set to Expire in 2021

  • February 25, 2019

    Other News in Brief

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Products

  • Mortgage Rule Changes on CFPB's 2020 To-Do List (IC)

    $55.00
  • Congress Considers Appendix Q Fix in Light of QM Patch Expiry (IC)

    $55.00
  • New QM Rule Should Level the Playing Field: FHFA (IC)

    $55.00
  • House Dems Question CFPB Enforcement Actions (IC)

    $55.00
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Authors

  • Yemeng Yang
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Downloads

  • Why Loans Have ATR Problemsgen
  • 'Agency QM' in GSE Market - 2013-2015gen
  • Credit & LTV Breakdown: 1Q14gen
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