Excluding Home Equity Conversion Mortgage loans, total FHA originations topped $21 billion in November, which was down 7.7 percent from October but up a substantial 44.4 percent from the same period a year ago, an Inside FHA Lending analysis of government data shows. Accounting for 99.3 percent of FHA originations, insured fixed-rate mortgages were the flavor of the month. Completed purchase money mortgages accounted for 47.1 percent of the month’s activity while refinancing comprised 52.9 percent. FHA data also showed that nearly 80 percent of FHA endorsements were for ... [1 chart]