October 7, 2026By Brandon IveyShort Takes: UWM Removes Minimum Credit Score Overlay for Agency Loans / Refi Share of Applications Down to 37% / Former DNI Lawyer Joins FreddieUWM will take results from automated underwriting systems for determining borrower eligibility for agency mortgages.
October 6, 2026By Brandon IveyFannie Picks Up Pace of CRT IssuanceFannie Mae is starting to pull away from Freddie Mac with issuance of credit risk transfer transactions this year.
September 29, 2026By Dennis HollierFHFA Eliminates Haircut on VS4 Scores With GSEsFannie Mae and Freddie Mac will use the same LLPA pricing grid for both VantageScore 4.0 and Classic FICO, eliminating the 20-point haircut they were applying to VS4 loans.
September 17, 2026By Brandon IveyShort Takes: Foreclosure Activity Levels Off / Homebuilder Confidence Declines / Freddie Selling NPLs / Conflicting Advice for Better’s Shareholders