December 23, 2025By James DohnertSeasonal Factors Drive Increase in Delinquency RateThe last day of November falling on Sunday likely was the cause of the increase in delinquencies from October.
December 23, 2025By Shannon ClarkCDIA Calls Out Credit Washing for Rise in Credit Reporting ComplaintsThe CDIA said that credit washing, encouraged by credit repair organizations, is driving the increase in complaints submitted to the CFPB.
December 22, 2025By Brandon IveyMortgage-Banking Income at Depositories IncreasesBanks and thrifts saw a 6.1% increase in mortgage-banking income from the second to the third quarter.
December 16, 2025By Brandon IveyShort Takes: Unemployment Rate Rises / Applications for New Home Purchases Increase / Homebuilders Ramp Up Incentives / Ellington Offers Large Expanded-Credit MBS
December 12, 2025By Brandon IveyShort Takes: Bondi Says DOJ Isn’t Investigating FHFA Director Pulte / Fitch Affirms Ratings on Large Nonbanks / New Compliance Dataset From MISMO / FoA Receives Boost From Blue Owl