October 2, 2026By James DohnertMortgage Lenders Relatively Slow With AI AdoptionA study by the Mortgage Bankers Association found that lenders aren’t adopting AI as quickly as other financial services companies.
October 1, 2026By Dennis HollierFHFA Ends 20-Point Haircut Applied to VS4 ScoresCritics argue that applying the same LLPA pricing grids to VS4 and Classic FICO will camouflage, but not eliminate, the added credit risk associated with the typically higher VS4 score.
October 1, 2026By Shannon ClarkBroeksmit Calls for Lower LLPAs, FHA MIP CutMortgage Bankers Association CEO and President Bob Broeksmit outlined various options that could improve affordability.