Comparison of underwriting characteristics over time. Includes average underwriting characteristics and breakouts by agency and insurer. Same data points provided for repeat buyers.

Comparison of underwriting characteristics over time. Includes average underwriting characteristics and breakouts by agency and insurer. Same data points provided for repeat buyers.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.