Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for Fannie Mae, Freddie Mac and Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for Fannie Mae, Freddie Mac and Ginnie Mae.

Marketwide numbers. Comparison of underwriting characteristics over time. Includes average underwriting characteristics and breakouts by agency and insurer for first-time homebuyers with same data points provided for repeat buyers beginning 2016. Also includes first-timer distribution by agency and by insurance type. Quarterly numbers beginning 2023.

Marketwide numbers. Comparison of underwriting characteristics over time. Includes average underwriting characteristics and breakouts by agency and insurer for first-time homebuyers with same data points provided for repeat buyers beginning 2016. Also includes first-timer distribution by agency and by insurance type. Quarterly numbers beginning 2018.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.