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Ability to Repay

Legislative Update/Worth Noting/Looking Ahead

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Conventional Market Grew Slightly Faster in 2Q14 Mortgage Origination Surge; Refinancing Sinks

$450.00
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Warehouse Sector Saw Improvement in 2Q14; Usage on Current Lines Up, Some Banks Willing to Fund Non-QMs

$230.00
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Views Sought on Draft Appraiser Requirements

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GNMA Unable to Use $200 Million Windfall

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Nonbanks Ready to Enter Non-QM Market

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ATR/QM Standards Have Limited Jumbo Lending

$220.00
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Private MIs, VA Overtake Faltering FHA Program

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CFPB Mortgage Rule Having More Effect on Jumbo, Nontraditional

$230.00
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Most Lenders Expect Increased Costs as a Result of QM Rules

$55.00
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CFPB Rule Impeding Return of Private Capital to Housing Finance

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Demand, Efficiencies Set to Help Profit Margins

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