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Ability to Repay

Lenders Expect Modest Refinance Wave

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FHA Likely to Reclaim Share with Premium Cut

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Outgoing Senate Democrat Pressed CFPB to Iron Out Wrinkle in QM Points-and-Fees Calculation

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Worth Noting

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Non-Agency Lenders Adapt to ATR Standards

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Prepayment Penalties Could Help Non-Agency MBS

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FHA Opens Up on QC Reviews, Targeting Methods

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CFPB Oversight Hearings, Dodd-Frank Changes Expected in 2015

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Fair Lending Issues with Income Documentation

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Following CFPB Rulemakings Could Indirectly Raise a Lender’s Fair Lending Risk, Attorney Warns

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Mortgage Securitization Rates Remain Below Par For Recent Years; More Options for Conforming

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FHA: Loan Limits Same for 2015

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